Good luck with getting this tenant to accept higher rent, because you've trained your tenant to think they have a "mortgage payment" that never goes up!

Hre are the key things to knowWhat you are bidding on - often oddball properties that are hard to identify and have little value are auctioned offThe true as is value of the property, The tax assessment can be way higher or way lower than the true as is valueThe local laws and how they affet your total costs and returns

Some of the best investment were made in bad neighborhoods and higher crime rates then as usual the area becomes gentrified and continues to grow in both equity and passive income.

I'm a foreign national and I'm currently closing on a cash out refi for a duplex (commercial loan) and I'm looking at 5.375% on a 30yrs fixed and 65% LTV.The rate, buydown, loan type... will vary depending on the deal you are looking at, but as foreign national I have not been able to find any broker / lender that will go higher than 65% LTV so that's most likely what you can expect.Good luck!

If they’re concerned about price, offer creative terms like seller financing or a higher price with favorable contingencies.

One your loans will be a higher interest rate, next you will have annual filings, the cost of a registered agent every year, and items like that. 

Keep looking, but be prepared for higher interest rates with maybe maximum of 65% loan amounts (hopefully more though).

No one has really balked at that but we do have higher end guests.

Most US mortgages are based on 30 years and without assurance on insurance, why would banks continue to make mortgages in higher risk areas if the potential is complete loss?

As you gain more experience in market you will be able to get higher leverage 85% LTC, 90% LTC, 93% LTC, etc