Having lived in Southern California my whole life, I live in a bubble and am not aware of the flipping market outside of my backyard.

Companies like PolicyGenius do an excellent job selling personal lines coverage (property/casualty and life, mainly) more easily (and maybe more cheaply) than your local State Farm agent.

These items will vary from DSCR Lender to DSCR Lender and can also be determined by things like your credit score, property type and its DSCR ratio, etc.  3% origination cost is very high for DSCR as well unless you are essentially "buying down" the interest rate quite a bit (trading fees for a much lower rate over the life of the loan)I have also been told by multiple people that I should create an LLC or Trust.

He just wants to sell the house and use to $ to help his father with health issues, so he's willing to sell for under market value.

We value quality time with our family, are eager to explore the world through travel, and aspire to build a successful life and business together.

Don't make your life more complicated than it has to be.

As a creative professional historically "allergic to math," I never thought I'd consider real estate investing, but life is full of surprises!

Other large employers are health, education, as well as transportation and warehousing. 

Life insurance might be another untapped source of liquidity to look into (if you have one in place).

Life has thrown you some curveballs, but you’re already on the right track by focusing on learning and planning.