Under NY state law he cannot now or in the future demand that I move the fence back onto the property line as I now have a legal claim to it. 

Would love to have [insert name] stay in the future!”.

I do not know enough or want to look into it.I will take this another direction though - should they actually rebuild those homes or should they re-evaluate the area and implement a plan to properly zone and master plan those areas to avoid this in the future.

Built porch floor, wheelchair ramp for the future maybe.  

But in future I am looking to expand more and make it more automated. 

I've only had to do this 5-6 times, but I won every time.I don't believe in punishing all future guests for the behavior of a rare few.

It’s best to channel energy towards the future and not dwell on negative things. 

I AM NOW USING MY 9-5 TO PAY OFF THE PRIVATE LENDER EVERY MONTH WE ARE SET BACK FINANCIALLY BUT THE future IS BRIGHT ! 

@Tom HallAt 7% if you can I would pay it down as investing it net after tax gains may not get you the 7% you are paying - so it’s less riskDownside is you lose liquidity of that money as it’s tied in your propertyIf rates come down in future you can refinance and even take some of the cash out.Regarding your question are rates coming down, a lot of factors come into play but right now it does not appear there will be significant changes to rates over next 3-6 months.

Because Wall Street has told everyone that's what they should do, give them all your money and in the future they will give it back with a profit, maybe, possibly, for some, sometimes, maybe, we will see, if if if.