@Kyle TrotmanI would suggest speaking to local banks, and credit unions.

., income, credit score, rental history) to evaluate applications in the order they are received.Notify Applicants: Let each applicant know you will process applications sequentially and explain your timeline for review.Act Promptly: If the first applicant meets your criteria, move forward with their application and provide them with a clear deadline to sign the lease and pay the deposit.Move to the Next: Only if the first applicant does not meet the criteria or declines the lease should you proceed to the next application.By focusing on one application at a time, you simplify the process, maintain transparency, and mitigate any potential fair housing concerns.Lastly, since housing laws can vary by location, double-check Arizona’s landlord-tenant regulations to ensure compliance with any local rules about how applications are handled.Best of luck with your rental process!

Some slowed to a walk.When the terrain or wind shifts back into everyone's favor, those sitting on the sidelines will have to recognize the change, then get back on the road.

As well as 3 credit cards which so far have not cooperated and synced with Quickbooks which takes some extra time each month.

@Vijay Singh SambasivamI would suggest speaking to local banks, and credit unions.

He's still trying to get you to put $300 on your credit card then they'll promise the kingdom of heaven.Ask them for the addresses of their last deals. 

Zillow has an easy application for them to fill out. it come back with a credit score and background info. 

Is the credit over 780 for both #2 applicants, or is that an average?

Otherwise, if the numbers make sense and your credit is good, it should be easy to find a lender.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?