I am confused because here is what the data I find says: Now I'm no expert on the topic but CA is still the only place I've ever been where people pop-out of the scrubery to ask if I want a BJ as entire family is loading back up (including grandkids) from a dinner out...... 

From that experience, I got the idea of just building a multifamily (ideally a quadruplex) from the ground up as my next home to house hack in.I've done some preliminary research and had some questions if any experts care to chime in:+ There aren't many multifamily zoned lots in metro Atlanta.

Thank you so much for taking the time to respond and share your insights River!

Thanks for any insight…just feels too good to be true.

Hey @Brian Rocha I’ve been reading through your posts and responses—lots of great insights here!

If anyone actually has any insight on this I'd be interested in hearing more.

Appreciate your insights, thank you!

See the chart from Fair Isaac Company (FICO) below: FICO Score Pct of Population Default Probability 800 or more 13.00% 1.00% 750-799 27.00% 1.00% 700-749 18.00% 4.40% 650-699 15.00% 8.90% 600-649 12.00% 15.80% 550-599 8.00% 22.50% 500-549 5.00% 28.40% Less than 499 2.00% 41.00% Source: Fair Isaac CompanyAccording to this chart, investors should use corresponding vacancy+tenant-nonperformance factors of approximately 5% for Class A rentals, 10% for Class B and 20% for Class C.To address Class C payment challenges, many industry "experts" are now selling programs to newbie investors about how Section 8 tenants are the cure.

She has a deep understanding of the local markets and can help you identify properties that align with your goals.I’d be happy to set up a call to discuss your plans in more detail and share insights about neighborhoods, strategies, and what to expect when you visit.

It’s a lot to keep track of, especially when researching multiple markets.Would greatly appreciate any advice/insights from experienced investors who've navigated these challenges :- How do you approach understanding and evaluating short-term rental regulations when considering a new market?