And finally can you answer this...With the US Dollars value at such a low point compared to foreign currency, why would I buy now?

i have been working with realestate groups while the market has been down and getting them involved in the currency markets.

I just open the meter box and use a pair of vise grips to turn them off

I did have one house I sold that came with a used but in decent shape washer/dryer pair in the basement.

It will allow You to get the knowledge/currency that You need to up Your score the proper way, and learn about such things as "goodwill letters" , proper ways to dispute, and other powerful tools.

Wear out a pair of shoes, walk and talk those areas and introduce yourself.All you young'ns out there are getting too caught up in technology, real deals in your area are made with people, again, get face to face.Analysis has a place in RE, but you can get bogged down in irrelevant data.

If one of us had given up a pair of Nike shoes we would be $1000+ richer.

With the current currency crisis in Argentina I wonder if anyone had purchased real estate there before or knows any contacts there?

I had been watching some properties, as usual, when a pair of duplexes went down in price.

It would be great to pair pictures for before and after effect.