I bought it with a conventional mortgage at 25% down.

I know that conventional wisdom says that you should never invest for depreciation but that has to factor in I would imagine?

Yes most definitely, however each person are able to acheive 10 maximum conventional loans, so if each properties are applied jointly, then you both would only have 10 active loans/properties instead of 20 loans (10 from each person) So you would want to strategize accordingly and see how you can acheive your maximum potentials and have multiple properties with your partner.

I also have no issue getting conventional financing, but am going DSCR in order to get up to the 75% LTV.I don't think i really need any more quotes at this time, that is not why i am posting this, just wanted to get other's thoughts.....

But your interest rate is usually about 1% higher than conventional loans.

You can be a non-occupying coborrower for your son on a multifamily home (conventional) and still do 5% down.

Only possible with conventional lenders?

We purchased three of the homes with seller financing, one was a conventional loan, and our primary was purchased with a VA loan.

We purchased three of the homes with seller financing, one was a conventional loan, and our Primary was purchased with a VA loan.

Financing options include FHA loans, conventional loans, portfolio loans, DSCR loans, and Florida first-time homebuyer programs.