Most places require 40k in reserves to get a 200,000 HML so it would definitely take a while to save that kind of money up.

Basically common contract or agreement law.

Don't pay any other fees.Fix-and-flip loans will typically last from 6-24 months, with 12 months probably being the most common.

Not that it would be difficult per se to find a maintenance person who can balance a salt hot tub, but chlorine or bromine are more common!

@Jason Wray Thank you very much for this response ..I’ve never sold one of my rentals before feels like I’m cutting off a leg and paying close to 100k for cap gains is really starting to eat at me 😵‍💫Any chance you would be so kind as to send me a link to something in the ballpark of what you’re suggesting this way I can get an idea of area and what this type of property could look like!

Any kind of cashout refi or heloc will require income (ability to repay) and decent credit.

So if your investing that full $200,000 getting that kind of return and you currently have almost no monthly expenses I would advise you to double down on what your doing and let it ride for as long as you can.

@Kyle Atans  or PHX when building stopped dead cold and they deported half the construction workers who happened to be 80% of the tenant base.. same with central CA building stopped  no deportation though :)I just bought in Vegas for semi retirement and tax purposes I kind of like were it sits now.. but no question your timing of that market was impeccable.. !!! 

., longer-term, amortized, require escrow, commonly modified b/c of prepayments, etc.)? 

Learning from agents commonly working with investors is your next opportunity to find a mentor.To be honest, I wouldn't try to find a mentor from random investors on the internet.