And your simply charging points and keeping the points and then a service fee. ( interest rate delta). 

Keep it up ...

As another poster mentioned rates are lower than they've been in the previous 18+ months but unless some very surprising economic data comes out between now and when you did your refi it seems unlikely that rates are going up in the short term and there is at least a decent chance that rates drop a little more before then. 

We often use zoom showings, but they build on that mutual in-person experience.We don't encourage bottom-of-the-barrel neighborhoods, simply because with 60-120 year old properties capex tends to exceeed cash flow over time aka money pit.

But since he sold the house, the entire insurance payout ends up taxable now. 

@Brandon TylerThat’s an exciting step—getting your real estate license will open up so many opportunities to learn and grow!

We live well, have a nice house which I built from the ground up and saved 200k off the top. 

up to 20% DSCR through lenders I deal with

There are some great meet ups in your area I'm sure and a lot of people at those meet ups are more than happy to chat and give ideas and answer questions.

Just show up at Freight 38 :) Speaker goes on at 7pm.