If you used a loan to rehab your property and find yourself in a difficult position, doing a straight refi (just paying off the old mortgage) will be easier than trying to pay off the original loan and take additional cash out.

Many insurance companies do not allow adding a landlord as additional insured.  

Feel free to share updates or ask additional questions.

Hey Tim, If you are not using Hospitable yet that would be my first addition.

With some additions, this would qualify for the OMG category, but I think they didn't have that category back then when it was on the market.

Additionally, those forced to relocate due to the fires should update their address with the IRS to ensure they continue to receive relevant communications.

Man, just in 3 years if you have the tenant leave every time, even without the negative cashflow, that alone can cost you an additional 20 or 30k.

This initial negative equity position consumes the initial cash flow.  2) the addition of the adu makes the property multi family and likely makes rent control apply.  

You want to make this clear that additional items need to be purchased by the guests so they are aware.

An emergency fund needs to be liquid, and immediately available to you in addition to being low risk and protecting principle.