Insurance carriers use a calculator that in short looks current market prices for materials and labor and then calculates the reconstruction cost of your home based.

It depends on your market, your goals, your skills and what resources you already have or can have access to.For example, If you're a super busy brain surgeon making $1M a year in income, buying a 10-unit building is a waste of time.

Are you a world renowned neuro-surgeon flipping burgers? 

You can have one done for $200-300 and it 'should' help keep your rates reasonable if the report comes back clean.With the rise in home values, the cost to reconstruct your home should damage occur is much higher (replacement costs).

You should know enough about other areas to aid you in your endeavors, but focus on the 1 or 2.You don't see Plastic Surgeons doing heart bypass surgery.

If you're a surgeon, you wear scrubs.

Turns out the owner needed heart surgery but the surgeons wouldn't do it unless he quit drinking. 

Recommended changes to the street and urban design are meant to transform Foster Road from a largely high speed, auto-oriented corridor into a series of interconnected pedestrian-oriented places that are accessible by all transportation modes and support a vibrant mix of businesses and residences.The Foster Road Corridor contains five district nodes: Gateway District, Western Core, Heart of Foster, Green Link, and Crossroads District.Spring 2017 Update: The project has incorporated additional funding from the Fixing Our Streets program to add reconstruction and paving of Foster Road between SE 82nd and 90th Ave.

Just like there are dishonest politicians, cardiac surgeons, garbage men, shopkeepers and used car salesmen, there are undoubtedly dishonest Realtors - not to mention some who are less than completely competent. 

A general practitioner takes 4 years medical training, a brain surgeon twelve.