My goal has been to go full time into real estate and I have been working as much OT as possible to build more capital.I purchased my first LTR two years ago and the net cash flow is $500/ month.

I have several reoccurring direct deposit ZELLEs that I send out monthly between $2 to $20K with zero hick ups.

Hi Michael,So there's negatively, neutrally, and positively leveraged debt.You don't want negatively leveraged debt because you need to bring money to the table each month to pay for the bill.Positively leveraged debt throws off cash each month.

The risk you run with this model though is you would risk being over leveraged since your using 100% debt, and you would need the property to have a high cashflow amount each month to cover Capex, insurance, debt service, and your normal expenses associated with the property (property management included).

Say I have $35,000 in a HYSA that generates $150 per month in interest.

A little secret not many people know about is the crazy Section 8 rents you are able to get in 19146, while market rent may be 1500-1800/month, Section 8 rent is up to $2580/month for 2 beds and $3120 for 3 beds.

He generates $1,000 a month in cash flow.

What I am hearing from people is that alot of the info is either old or incorrect, for example the property sold months ago or the owner isn't interested in selling

They also put that we have been marketing the property for 3 months, which we just listed it 2 weeks ago so that makes no sense why he would say that or where got that.

We also strive to bill monthly as work is performed, rather than waiting until a tax return is 100% complete - especially for those that go out on extension - and again I receive (almost ;)) no pushback on that.