These are professionals with additional training and a stricter code of ethics.

So I went ahead and did it, and then realized that there was no program that I could find where gift money was permitted for delayed refi.

I would try them out before I spend money on fancy programs I don’t need that cut into my bottom line. 

My name is Rebecca and my husband and I have run Captain Save a Home LLC, Brew City REI Club, Brew City REI Training Cafe and Wisconsin Contractor and Handyman Club based out of Milwaukee, WI for the past 8 years.

Refuses to communicate, and is not cooperating in completing the paperwork necessary for CARES/rent assistance programs.

I'd like to know what company/service/program that is from/called. 

FHA 3.5% down would be a good loan program to use so you can save any remaining capital on improvements. 

In regards to collecting rent I would just have them continue sending checks (I imagine this is what they were doing); it really does not take much time to deposit a check compared to the training required to teach a possibly technology illiterate person how to; create accounts, link accounts and pay rent.

Hey @Brett Schmidt, that's interesting, I haven't heard of a 20-year loan program like that.  

This is about half of Fannie Mae’s previous allocation.The second major change, according to Aly Yale of Motley Fool, is that: “The new standards will require borrowers to go through the GSE’s Desktop Underwriter (DU) program...All second home and investment-backed loans will need to receive an Approve/Eligible recommendation through this program and have their loan delivered as an official DU loan in order to qualify.