This is for a rental property. 2) Should it make sense to install central AC or wall units in all 3 bed rooms and living room ?

There is a Finance charge but with the current low interest rates it probably will not be too much more than what the Insurance companies would charge for installments on each individual policy.

@Sylvia B.You asked:Besides spraying our yard perimeter and main trail in the woods...We are considering installing a four poster deer feeder and paying attention to the outcome of the Texas cattle fever tick strategy--feeding deer ivermectin laced corn-only legal by the USDA. hope these links help--my pinterest board https://www.thespruce.com/spray-yard-to-kill-ticks...http://www.crdaniels.com/4posterhttp://www.tahc.texas.gov/news/brochures/TAHCBroch...

Since then I have been cleared by CMS(School) to work around children and I was cleared to install a security system in the federal reserve. 

You just fasten them to the ceiling grid and cut the tile to fit around it.

I typically pay $125-$175/window install cost.  

Now these new insurers did an inspection, and they did require us to install a banister to the basement that the other insurers for over 20 years never required.

-Removing all tile and fixtures in the master bathroom.

You think she will be in the 1% tile with Mr Cooks guidance?

Do I need to prepare my loans docs (installment note and mortgage) any different in this situation than if it was a single purchaser rather than two?