However it still affects you r DTI.

@Daniel R Kimball That’s awesome Daniel thank you for reaching out!

marriage 50% unhappy.   25% marriages r unhappy.   75% chance of unhappy/divorced.  

@Jordan R.

@Tyler R. 

@Eric Teran, so theoretically, if I just looked in R-1 zones I could find two unit places already converted?  

@Judy Walsh Please use software or paper, and pencil to track not only your expenses related to the property but also:- assets (banks, A/R, basis of property)- liability (loans, A/P, credit cards)- equity (investment, draws)- income and of course expenses.

As far as refrigerant (freon) he his referring to R-22, complete phase out of this not until January 2020, currently contractors can still buy "recycled R-22" with no problem, it's expensive though, and as far as a new compressor, there is never an issue with finding a replacement.

Based on the existing zoning, no you would not be able to build a tri-plex even if you connected the existing two units it would still be in the R-3000 zone which doesn't allow for a three unit So unless by some change the parcel is in the R-3000 but the long range plan has it being an increased density in the future, you'd be a duplex with an ADU...which creates financing issues. 

It's great to have you here.Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/m...Set up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/a...Read Beginner’s Guide: http://www.biggerpockets.com/r...Check out BP Money Podcasts: https://www.biggerpockets.com/...Wishing you the best!