I would recommend you make short question summaries of your current situation and post them on Avvo for free (takes about 1-3 days for Lawyers to respond) and break your situation up into short segments that way you have multiple topics and various lawyers giving you their opinion.I work as a junior accountant I'm sure my co-workers (CPAs) won't mind answering a few questions.post your questions here and I'll get you some feedback.

Interesting Account Closed, did he have a change of mind about selling? 

Also keep in mind the price on a refinance appraisal is typically going to be more conservative than the actual market value of the property.

Jessica, Do you have a particular area in mind?

Of course keep in mind, you are meeting the owners at their address.

I'm aware that HOA's along with surprise assessments can kill margins and not all complexes allow non owner occupancies, but with all that in mind, I want to hear a little bit about markets these type of apartment complexes are thriving in.Keywords: Fresno, Sacramento, Arizona, New Mexico, Texas, Las Vegas, FloridaThank you in advance for the feedback!

Please keep in mind that this is a 4 bedroom and 2/1 bath (we could use the other bathroom and fix the master one little by little).

@James O Nix  Keep in mind depending on the state, the actual judgment is still enforceable even if it's not on your credit. 

I don't mind coming to the table with more than 5k.

We wrote it with the beginner in mind.