Dear friends, I have been receiving inquiries from insurance company, temp housing company, and random clients in FF asking for the exact address of the house, then I don't hear anything back after I gave out for a few times.

Hello everyone,I'm feeling a bit indecisive about what to do next and could use some advice.I recently moved to the United States 7 months ago, specifically to Orlando, FL.

This is the same company that says STR are recession proof.

@Matthew Wright know your landlord tenant laws as many states have or are enacting limits on application fees, some require itemizing and returning any unused portions if over a certain amount.

Several large Georgia State tax breaks were also part of the deal.

You know you need to address it and you've already stated that your lease protects you from this type of issue- quiet enjoyment and damage to your property. 

What state and how many units is it as lenders are licensed in each state?

We have rented houses before, but always used a management company.

If you want to deduct money for cleaning, hire a cleaning company (which I know you said you don't want to do). 

To get the underwriting based on solely a new appraisal, you'll need a ton of evidence - enough to convince an underwriter or risk officer who gets to make the call purely on internal company policy and not tied to conventional or govt published guidelines.All this being said, if you're already at a 1.0x with the current appraisal for the loan amount you want, going to 1.1x or 1.25x would only be marginally beneficial unless your lender wants 1.25x for some reason. 1.0x is generally enough to fund for most investors at or below 70-75% LTV.