It is seldom that a personal home is an optimal rental property.  

@Lex Layton  Similar to Peter's experience above, for my first investment property the partner put up the downpayment, and I got the loan in my name. 

Right now, I’m renting a studio on Miami Beach for $1,750 a month, and it hit me—what if I just bought the property I’m renting?

I own property in that general vacinity, namely Reading, Pa.

With a subto property that you want to Airbnb?

If you plan on buying investment properties in the future or after this scenario DSCR would be a good fit as well again No tax returns or personal income required.Lastly Non/QM also offers a program called "Bank Statements" for self employed buyers and it will allow the use of "Cannabis" income. 

The tenants debt is about $1600 and goes up by 10% every month because the property manager keeps the late fee. 

I have 450k to invest and trying to figure out what would be best for an early retirement. 1) Do I purchase a property now in the Bay Area that.

I have investment properties with some equity that are cash flow positive, allowing me to live off of my rental income.   

I'm new to BiggerPockets and have found this site from "The Book On Rental Property Investing" by Brandon Turner.