She's got two kids (one who is on the spectrum) and for them to sell and move to a rental while they try to buy is insane.My original thoughts were just buy a place for them, then sell it at a slight premium, but after closing costs thats probably a lose / lose.

.#4 Yeah we're understanding that until the rent & mortgage etc moratoriums lift and/or if the flood of several million protected foreclosures hit the market we're going to be paying a premium.

I think this is when I realized the local engineers where really asking a premium and started down the GIG engineering path.

The government is getting rid of the heavily subsidized Prefered Risk Policies (PRP) these are policies that were issued in X, X500, B or C flood zones, and the government historically has heavily subsidized these policies making the premium more favorable for the smart few that bought these policies.

It raises the cash value.your agent will help you, but there are limits on the % of premium that can go into the policy.

Even some of the premium washers on the market are top load.

Ran across this today and thought this might be extremely useful for others to use if you are discussing directly with sellers so they can have a better grasp on what they will receive net on a direct to buyer sale. https://ctot.com/texas-premium...

Know before you buy.Insurance Premium Quote: Get one.Utilities: Get the full historically, and ID any upside by installing energy efficient fixtures, etc (LED lights, low flow appliances/fixtures, etc)R&M / Future Capex: Get a PCA inspection done to idea any future capex / deferred maintenance and get on it.

I knew there had to be a way to get out of the PC10 class (about 5-6x more expensive premium.)

You may pay a premium for it, but you can find a hard money lender if you want to.