I Its not a prediction if its already happened, is it?  

Predicting what will happen in the future is hard; so many factors can impact the market - inflation, interest rates, economic performance, geopolitical events, unexpected events, etc.

No one can predict the future, and having the financial flexibility of the lower payment could be invaluable.  

I'll take you at your word Tom, but I predict a week at most before you start calling people names.

I had no idea that was not allowed by S8, and someone more experienced than I was could have predicted what happened - the grandmother and girlfriend moved out after the 2nd month, and the remaining mother/daughter simply told me their voucher was $800 and that's all I was going to get.With this group's low credit scores and amnesia about certain debt, definitely pass.

Time will tell but there should be data that can predict. 

How you have handled credit in the past as if it will help predict what you will do in the future.Specific issues to consider.US tax ID.US address as part of the score is based on your presence or lack of presence.History of having credit so working to get credit established.Assets that show up or can be verified.Bank accounts and other such things.You might need to do deals where you are effectively paying a bit of money just to build up credit.

After all, Buffett, Icahn, Drunkenmiller, Paul Tudor Jones, Dalio, etc. do not necessarily all  agree on this.However, since an inflationary environment is more predictable (or at least more familiar to us), I find myself wondering what would be the impact to REI if long-term deflation comes upon us?

Just' appreciation is how I think about those wacky, hard to predict, market forces.

Most financial advisers are predicting that the gains rate will in fact go to 20% and is not likely to be affected by any tax legislation.The seller may have other reasons for claiming the income in 2010 as well that are totally separate from the RE.