I'm about to close in on my first purchase which will be intended for student housing at one of the local universities [that my son happens to be attending - and interested in living in a group house instead of an apartment ... so it seemed a good choice as a starter for me].Here's my quandary:  As a mom paying the rent, I liked when my older son's residence included a utilities stipend [wording?]

I just listed the property and don't think I will have trouble filling the space, but given that she is not a student (about half my tenants are) , so potential for drama is likely lower.  

This small community about 20 or so duplex's are strictly student housing.  

Since I will be renting to young people (students, medical interns), I plan on providing a month-to-month lease.  2.

(including  270,000 in student loans whose payments were supposed to start in June.)

I am a past Rich Dad student and went the elite education route and committed to a $27k package after taking the 3 day course.

The wife also has about $50k in student loans (which she's paid promptly).I've been looking for help reading the credit reports (these are TransUnion reports from Zillow).

Second is all of your recurring monthly debt payments (PITI, auto loans, student loans, minimum credit card payments, etc.) divided by your monthly income.So, as an example (specific numbers would come from your lender): a lender may allow a maximum 33% for the first DTI calculation and maximum 45% for the second DTI calculation, and they will require that you are within both ranges for both ratios. 

Because we wanted more room in the kitchens of the apartments below, several years later we took out the chimney brick all the way down to the basement (this we did ourselves with the help of hired students in about two days). 

I know there are a few areas around the campus that most students and their paying parents will stay away from.