Our initial plan and design costs alone are typically $5-10k... plus permits which are typically a couple of thousand, and misc. other startup costs that are state and federally required prior to the point when we can even think about putting the first 2x4 on site (For example, sediment barriers, tree fences, etc.)I'm also a bit surprised at a 10-30% holdback.

Did you know that Zinsco/Sylvania electrical panel, and Federal Pacific electrical panels are all a fire hazard.

There are regulations in place which need to be adhered to and you will need very specific advice to ensure you don't violate any state and/or federal regulations.

Department of TreasureState Tax LienLien by USA or Dept of JusticeUS Department of StateOther Federal AgenciesFrequent Superior Foreclosure-Liens:Code Enforcement for debris removal or mowingDemolition or Environmental Based Liens State child support lienUtility LiensWater/Sewer Delinquency (only in selected states)County (and/or School/Township) for unpaid taxesHere are some of the judgment and liens that will be wiped off from the property (not the borrower who lost the title) if the lien holders were properly notified and "had the right to bid on the property at the auction":2nd and junior position mortgages, such as home equity loans, etc...Credit Card Judgments recorded after the foreclosing mortgage Personal Judgments recorded after the foreclosing mortgageMechanic's Liens recorded after the foreclosing mortgageHope this helps.  

Seems to be directed at HUD participants/grantees (i.e. federal agencies and federal grantees, which could include local governments) and to be a way for them to analyze/plan/assess their fair housing priorities/goals. 

Hard money lender, 15 year 30 year loans and borrow from a federal TSP loan(401k).

Here in southern California vacation rentals are very popular.

Brune is encouraging clients to violate federal fair housing law.

They are gaining popularity in the United States.

Land Contract - popular in many states.