If OP's current carrier denies the claim (that's where he needs a good, experienced roofer), then he will have issues switching over to a new carrier with that denied claim on record. 

The borrower is not personally liable for the loan, and the lender cannot seek additional repayment beyond the collateral.Since the borrower is not personally liable, they can choose to make larger or additional payments to pay down the loan faster if they wish.

What has you experienced been for people who have done this or are currently allowing this in your properties?

If you are asking a question like this, that means you are going to have a lot more questions, and you want to make sure you aren't wasting a seller's time, so you should find someone in your area who is experienced and team up with them!

Personally, I've been in the mobile home investing business since 2007.

You probably had an experienced driver go with you for quite awhile before you drove solo. 

Echoing what Nathan said-make sure you compare the scope of work both are planning on doing and vet your person.

Here’s an article that goes into more detail on this.So how do you make sure you are choosing a reputable, qualified and experienced cost segregation firm?

And while grabbing an owner-occupied loan is typically a non-starter in a standard 1031 transaction, this is a mixed use property that does include a personal residence portion. 

Hi Everyone,Anyone here have experienced the rental markets in San Tan Valley area.