It's come time for me to sort out my insurance and I thought I could set it up on monthly payments and this might be a good way to help me start building a credit rating, but it seems that in general, insurance companies won't report to credit agencies unless it's negative. 

They were to get their own loan in a year, after raising their credit score from 540 with payments via EFT from his paycheck.

I think if you intend to engage the services of the real estate agent later in the transaction - in other words, there is an assumption of payment - it would be fine to reach out for comps.

I would save my money for a down payment for a home or investment property.Below is link I posted about sacrifice for down payment.https://www.biggerpockets.com/forums/12/topics/511...Terrence

Using amortization calculators I noticed I could pay off the loan a lot faster by adding extra payments.

Attention Colorado Springs VRBO and AIRBNB managers, owners and operators:On Tuesday, October 23, 2018 Colorado Springs City Council unanimously approved a new licensing requirement for the operation of short term rental units in Colorado Springs by requiring an annual license at $119.00 and payment of 2% of all short term rental receipts to the city.

I only put in $60k for the down payment to get this loan. 

They owe 90,000 with 670 monthly payment. the house is worth 160,000 as a 3-2 with 2 car garage. property is in great condition. the house they want will require a 60k down payment and they may still qualify with another mortgage but i cant guarentee it.I cant buy it from them because my DI ratio is maxed as i have 2 HELOCs on my rental properties along with 3 mortgages including my personal property. my wife is a stay at home mom and I own my own business, qualifying for a mortgage is insanely difficult with no W-2 income.

They owe 90,000 with 670 monthly payment. the house is worth 160,000 as a 3-2 with 2 car garage. property is in great condition. the house they want will require a 60k down payment and they may still qualify with another mortgage but i cant guarentee it.I cant buy it from them because my DI ratio is maxed as i have 2 HELOCs on my rental properties along with 3 mortgages including my personal property. my wife is a stay at home mom and I own my own business, qualifying for a mortgage is insanely difficult with no W-2 income.

So far the only suggestion I have for myself is build my credit and maybe by this time next year I’ll have a good enough score to get a down payment on my first mortgage.