You can however use a hard money loan!

We're here to help if you ever need hard money lending!

How would you suggest I use this money to generate the maximum amount of monthly cashflow? 

The risk/reward ratio does not seem worth it, there are other less risky places to park your money with better returns at the moment.Also, as someone pointed out, you didn’t account for property management.

Just sent her back her money with an email saying her lease is cancelled due to an obvious impending lease violation she revealed in her communication.

Renting rooms usually helps you have a higher occupancy but if all rooms aren't rented you net less money.

Maybe money is a factor...LOL, isn't it always!?

Others will work with renters who are looking to buy their first property as an investment property.Regarding your questions, there are investors making money in this market.

It's not logical to lose money and now would be a perfect time to get engaged in your business.

Just by looking at these numbers & the fact that you have a ton of money you owe to pay down a HELOC.