Looking for alternatives at this point. 

Given the current standing of lumber prices an alternative is to install a vinyl fence, that's finished on both sides and there is some good quality ones out there just make sure you don't go with cheapest as those can and will blow over and dogs can and have ran straight through those panels before.

Alternatively you can look at TLO, LexisNexis or IDI.

If so the alternative is get a non qm loan. 

We also want to see renting as a more affordable alternative than buying. 

We alternate who takes the conventional mortgage as individuals are allowed 10 each.

They may require YOU to provide comparable rental data to justify the increase and even then may only approve part of the increase.While this is frustrating, think of the alternative - landlords abusing the system by raising rents beyond market rents and all us taxpayers footing the bill.

I was wondering if anyone on here could give me any tips or alternative besides getting a bank mortgage loan.

Alternatively the rate you've been quoted would be closer to 1.4% in points with about $1300 in other lender fees. 

Are you saying alternative investments etc or something alternative within the field of real estate?