This book has been an eye opener for me, now I am an accountant just not a CPA.

I have an agreement with a wholeseller that I get first eyes on the property before he lists it.

There are several properties I have my eye on and what I am trying to accomplish is to have my funds available/preapproved so that I can move on a deal quickly.

Purchase: $339,00025% Down: $84,750Finance: $255K30 year amortization: $1,529/month25 year amortization: $1,643/month20 year amortization: $1,827/month15 year amortization: $2,152/month10 year amortization: $2,831/monthI would make the decision based on your anticipated appreciation on the property, cash flow at each debt service level, with the eye toward positioning yourself to refinance or sell at the end of 5 years when the Note does mature.  

You'll get your money easily (albeit more expensive then going private) and you'll also get an experienced set of eyes on the deal before you commit to it (helping you to avoid making a bad purchase).

Can't go to due diligence if no one ever accepts my low I simply wanted to have other eyes look at the marketing package numbers and tell me if I should pursue it any further or continue to look.

Todd, you might keep an eye on the oil job situation out there before pulling the trigger on anything. 

But they do leave a few gaps in what a real estate investor may want to keep an eye on--the deeper economic indicators for each area. 

You’re right – it makes sense to keep an eye on home auctions as they're another viable resource for deals on foreclosed and non–foreclosed homes.

Is the total just value of a property the market value in the appraisers eyes, and does the % of depreciation come out of that number, or has it already been accounted for?