Based on this information, I highly recommend this applicant for your rental."

Otherwise, I'll share your post with past clients and see if there's any relatable high-level feedback that I can provide.2.) 

To help you in your search: be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.

It sounds like you have the opportunity to break even on cash flow for now, keep an uber-attractive 2.7% mortgage, AND own a property in a high-growth market like Austin which should appreciate over time.

They are living predominantly in the high rise apartments downtown.

You can find more into highs 500 in Roseville areas.

Currently, the rate is super high, and rent-to-price is often lower than the mortgage rate, so in terms of capital cost vs. potential return from capital, it does not make sense to get a mortgage.

To help you in your search: be sure to find an accountant who is willing to grow with you, and is not too high priced fee-wise.

@Alicia Howard I know you mentioned that you eventually plan to talk to a CPA and a lawyer, but I highly recommend doing so sooner rather than later.

With my place in Florida I rent it at high season rates one time a year and let friends and family use it for just my utility and cleaning cost.