General information like this is hard to find without reaching out to a broker but is there a way to just find it through some sort of portal without going to an agent or broker?

I just like to give you guys a hard time...not hard feelings.

Everyone wants to be a hard *** and say it’s a business, so cut no breaks ...we’ll business is also built on relationships over time and respect.

The hard thing for me is that she makes six figures and everything else about her seems good but credit history looks horrible. 

If they die, disappear or go to prison it can make it hard to sell or refi the property.To summarize, I think it's a strategy that can work in some circumstances but it's mostly better to avoid it.

Your approach sounds like a Hard Money Lender rather than a Private Lender.

When they told me how much they wanted, I felt they were a little optimistic with their asking price and their estimated rehab budget, but after a few rounds of negotiating over text, we agreed on a price that was $15k under their original asking.The numbers were:Purchase price: 80kseller repair estimate: 35kARV: 180k to 195kMy hard money lender would only lend up to 65% of the ARV and they chose to go with a conservative number at $175k, so based the 65% rule I had to be all in at $117, so that gave me a budget of $37k. 

They want a cash offer of $128,000 for both properties.My question to you guys is would I be able to use a hard money lender to obtain the property with cash and then refinance the property through a bank to obtain my mortgage?

Because of the pre-07 building rush and now the good economy of the last 5 years or so has made develop-able land very hard and very expensive to come by.

I certainly wouldn't do this with high interest private or hard money.