If they have no savings, the ability to provide an extra deposit is doubtful.

Love that corridor for growth.  

My concern is with a low downpayment and high monthly cost $3844 (PITI, HOA, PMI, utilities), this would limit my ability to ever rent out to a family if they don't allow individual leases with multiple roomates.

Hi Maritha, Start looking at the different trends (population growth, economy, job growth, unemployment rates, price/rent ratio, rent growth etc) occurring in each area.

Depending on your strategy and goals some good metrics can be; population growth, rent growth, income growth, job growth and job diversification.

I've used Obligo, which is a billing authorization.

I have the ability to offer cash in a few different scenarios. 1.

All the growth is pushing north, so Melissa, Anna, Van Alstyne, Celina, Prosper, etc could be good places to look.

It’s not clear it will be any immediate threat to their ability to pay rent.

It makes our offer that much sweeter and gives us the ability to close as quickly as possible.