Part of what you pay for is my experience and expertise.

They get to keep all the commission, I get to use their local expertise, and when it comes to them sending ME a deal vs sending it to someone who only gives them a portion of the commission, who do you think they'll offer it to first? 

Find one who represents many markets and has expertise in insuring Commercial Properties.

I appreciate your expertise in what to do.  

Traditional residential financing is not my area of expertise because we don't have high enough dti (we have no w-2 income) so we have to use commercial loans.

@Andre Jernigan just call PMs and tell them what you are doing and make sure to get their expertise on the market

They offer 100% and you offer expertise or split the cash contribution to what you have and you can work out a deal. 

 Arrange loan sales in small, manageable numbers in limited geographicalareas, utilizing the expertise of local businesses, including contractors, realestate brokerage firms and property managers, and non-profits. Set aside pools of loan sales for non-profits and other community partnerswhile prioritizing sales of open loan pools to entities with demonstratedinterest in a given community. Review investor-purchaser plans for conflicts of interest that could lead to harmful outcomes, such as aninvestor’s financial interest or other business connection to a large-scale rental housing entity or home auctionplatform. Compel investors to prioritize sales to owner-occupants following foreclosure in order to promoteneighborhood stabilization and support prosperity in the respective community. Require that the secondary sale of any loan by an initial investor-purchaser to another investor must prioritizehome sales to owner-occupiers. Ensure the release of performance and outcome data for each pool of loan sales, as well as the demographic dataon the sales."

Would the best help to go to be a CPA with real estate expertise or a real estate attorney?

@Jim Thorpe That’s not a bad idea actually, definitely not my area of expertise so I will have to get some books on it and do some more research on BP.