Many are now run by a guy who started as a teller and worked his way up through the ranks the old fashioned way.

Please say no.Good old-fashioned extortion.

I see commissions coming down perhaps as people can handle more of the leg work themselves but most people simply aren't savvy buyers and will likely want to be represented in some fashion.   

If a brain surgeon gave me a ride to the hospital he can not charge rates demanded for brain surgery, they need to be in line with what an ambulance might charge.

It's an inverse pump & dump...fear news, price drop, HF acquire more at a better entry price.I can't speak for appreciation seekers but as Tevis Verrett mentioned, income producing property is a solid hedge.Meanwhile, we'll ride the wave.

Just used it yesterday to get a broken mower head out of the riding lawnmower.Mostly, my tenants take all their stuff and anything of mine they can pry up.

Hang on, this will be a wild ride!

Realtors, appraisers, surveyors, and good old fashion investors) having an additional understanding of the power of real estate.5) every lender asks 2 questions, whether full scale bank, private lender, or friends and family, every one asks the same 2 questions...

I see kids riding around in Lambo's and it makes me HUNGRY($$$).  

You would most likely have to structure it in the same fashion as a bank or other major lender (APR) to have your offer taken seriously.