Real estate agents are usually good for people who only buy one home or the occasional property, but if you're doing this full time you already know the marketing, opening escrow, title reports, closing, etc, etc.

Most tenants I have had so far wish to socialize with us and hang out during weekends.While we do enjoy socializing it’s not a necessity and oblige during occasional weekends.

How extravagant was the process with the lender?

And I don't mind the occasional repairs,  it will give me something to do.   

But roasting in texas and the occasional break down were starting to wear on me.

I can take occasional trips into the City at that point.I do think some days I could be retired in much of the rest of the country. 

They are now all 75+ with only social insecurity and small pensions as income.An extravagance for them is a weekend drive a few hours away and they are very limited. 

With the possibility of more occasionally.

Big difference between that and someone took 10 years to save the 100k and regeneration of excess capital is 2k a month so would take over 4 years to get back to the same place again.I have some clients that occasionally take on higher risk stuff.

Very occasionally, a few dollars every few years,always targeting the best odds by staying in stateand buying tickets for the lowest jackpots.