Best of luck in all your endeavors 

Well, age is just a number.as long as you have the  passion to learn real estate investments and how they work differently in generating cash flows,you shall have no issues excelling in your real estate endeavors . i'd read this book  The Ultimate Beginner’s GuideTO REAL ESTATE INVESTING before i read other content and videos out here Good Luck !!!

Consider attempting to repair it yourself.

But they also you must master the first stream before you move on.. focus on your “One thing” before you go into any other endeavors

We are attempting to do it ourselves this time.I've been told to verify credit by contacting at least 3 of their creditors and seeing their payment history. 

It is clearly just an attempt to be able to claim he was right later.It is like me predicting the Yankees will win a world series in the coming years.

I've attempted on a few occasions, ultimately none closed.

I am attempting to add some reality to your expectations.

To start, I’m attempting to purchase my first multi family property.

I attempted to get an FHA loan  with putting 3.5 percent down however I was told by my bank (Navy Federal) that FHA loans only cover SFR and Multifamily units and not triplex or 4 plexs.