No insurance company will give you a million-dollar check on the spot.t.

I've tried online lending companies like credible but they all give me interest rates above 10%.I am wondering if anyone has any advice or suggestions for paying off the $50k sooner rather than later to avoid paying double the loan...any insight is appreciated!

So you need to check for your own area where proprty is located. we are  following this  California Tax exemption rule"Rule 131.

After that, I doubled down on my insurance by using a company called Superhog.

We received a letter from HACC within the past 2 months stating that there would be no new vouchers and no new properties - I checked the website and it says "open with exceptions." 

I'm not sure about specific auctions, but you might want to check local listings or contact the stores directly. 

So if anything at all, our upper level tenant would only have gas water heating, and gas washer/dryer.Lower level has electric stove, gas heat, and we are also checking the water heater and washer/dryer for gas vs electric.

If this is the case then I would call Airbnb to double check your local market.

Check him out as an option.  

I don't see why there should be too many problems with doing something like that except for maybe consider checking with your building department and local zoning if a commercial property is allowed in that particular area that you're residential property currently sits?