Since you both are in Texas can you confirm or deny this? 

Do you have a copy of the actual lock form to confirm when and what the price was when the loan was locked?

Allonges were designed to be used upon the lack of room for an endorsement to be made in the instrument (bottom or margins).  

My wife's cousin runs a public (Indy Parks owned) garden conservatory in Indianapolis and may be of some help in the design.  

No response; previously she has been very responsive via email.Emailed again 2 weeks later, she responded that day, apologized, says she signed up for autopay (I confirmed with the waste company that she did) and she says the $50 is now in the mail to me and to let her know if I didn’t get it.

@Andrew Eaton On your costs, do you have all the design and permit fees included?

The assessor’s office and appraisal confirmed an additional 200 square feet (a different problem to have).

Thanks Jeff for the bubbly market confirmation - I was expecting to hear that after a visit to the REI club last month.

Then the tenant is responsible; you explain that you can hire it out but then you would have to charge higher rent, or you can designate that the tenant perform this and it will help to keep the rent down.Train the tenants to perform the RoundUp applications.  

So, here I am a new investor with a long path to cover and business plan well designed with the niche that always caught my attention since I was a child and knew Real Estate exist, "Buy & Hold".