Adam Marx
Looking to buy my first home from wholesaler
3 May 2024 | 2 replies
You sometimes go into the blind off of visual inspection alone because it's a good enough deal to absorb those types of costs.
Peter Kuck
HELOC on investment property
4 May 2024 | 23 replies
CMG Financial.America First Credit Union 80% CLTV UT, ID, OR, NM, AZ, NV at 10.49% in 2023Arvest Bank AR, OK, AL, MO Bancorp South, TX HELOCS & Lines of Credit on free and clear housesBankNewportBank of Southern California, CABank of West (BNP Paribas) 60% LTV CA, AZ, ORfBankRIBB&T will loan on a rental portfolioBBVA, now PNCBECU for ORBeehive CU, UTBest Finance www.bestfinance.io No closing costs, fixed ratesBellwether Community Credit Union, NH and MA 85% to 100%, draw 10 yrsBMO Harris, 3 HELOCs to 70% LTVBoeing Employee Credit Union California Bank and Trust, CA *** confirmed in 2023 ***Cal Coast Credit Union, CA Central Pacific Bank, HICFSBank will do on LLC, PAChange WholesaleCharter Oak FCU, CT Chelsea Groton Bank, CT IPLOC (investment property LOC) Citizens Bank -MNCitizens, first position HELOC CMG Financial 70% LTV.
Travis Peterson
Best option for financing vacation home.
1 May 2024 | 10 replies
If you’re going conventional on a second home, you might want to consider putting even more down and make sure that your debt to income ratio is <41%, and credit at or above 780, ideally, as the GSE’s just made changes to the Loan Level Pricing Adjustment (LLPA) just got even more expensive effective 05.01.2023 but most lenders will either incorporate this into their pricing or will then.
Charlotte Chew
Property management in San Antonio
3 May 2024 | 6 replies
And if they lease new tenants every year you will likely have turnover costs to add as well.
Alicia Cho
Plungie - Installing precast pool in Austin?
2 May 2024 | 3 replies
I just wanted to get a sense of installation cost and permitting process for in ground, semi, or above ground.
John D.
Entity Creation, Bonus/179 Depreciation, and Offsetting Same Year Income
3 May 2024 | 1 reply
Is there any tax strategy that can be used to depreciate the actual cost of the building itself if not used by us for our LLP's business?
Mohammad Al-hadad
First property, competitive market, any ideas?
3 May 2024 | 9 replies
You also have a variety of price ranges, lending options, and markets that allow for a low cost to entry.
Account Closed
CA Handyman (not Contractor) has started asking for $500 in Labor per job
2 May 2024 | 41 replies
A CSLB-issued license is required for all construction-related work that costs $500 or more in combined labor and materials.Thirteen of the 18 suspects were cited for contracting without a license (Business and Professions Code section 7028).
Robert M.
Parents loaned me down payment for duplex, I sold it, now who pays capital gains?
3 May 2024 | 33 replies
Per my records, I had a loss of ~$30k over ~5 years from management costs, repairs, appliances, etc.
Sanjeev Advani
Leveraging Technology and Sustainability in Real Estate for a Profitable Future
2 May 2024 | 2 replies
Green buildings not only have lower operating costs but also offer health benefits for occupants.Renewable Energy Sources: Incorporating solar panels, wind turbines, and other renewable energy sources can significantly reduce energy costs and appeal to environmentally conscious consumers.Smart Home Technologies: From smart thermostats to energy-efficient lighting, smart home technologies help reduce a property's carbon footprint while providing convenience to occupants.Investing in the FutureInvesting in technology and sustainability is not just about being environmentally responsible; it's also a smart financial strategy.