Whether that is putting more money down, rent by the room, mid term, short term, etc., there's just no path that I see to get any real month to month cash flow (like actual cash flow, not spreadsheet cash flow). 

While it is cheap money (interest rate is typically set at prime + 1%) the loan must be paid back using amortized payment over a period of 5 years.

@Oliver MartinezAssuming you qualify conventional lenders can do those deals, but the issue is they make practically no money doing small loans sub 100k.

Most 2nd position lenders will want the investor to have skin in the game (invest their own money) AND be paid a double-digit return.When you purchase property, you ALWAYS need to have reserves, but in this scenario, you really need to have reserves since you will need to make 2 large debt payments every month.

A lot of new investors think they would be making a lot of money.

I am an active investor buying properties cheap good deals all deals must be at least 60% below market for fix N Flips any higher than that I have Zero interest it's no money in the deal.

Multiple books: The Book on Rental Property; The Book on Investment Property Investing; The Book on Investing in Real Estate with No (and Low) Money Down; Start with Strategy; Real Estate by the Numbers; and Finding and Funding Great Deals.

I got my materials money back and everything I paid painters, etc..

For the most part, I have been steered towards private or hard money loans rather than traditional lenders.

She told me just like this hire workers that do great work , have a timeline for the flip she said about 3 months is a good time another thing that I  found interesting if they don't get it done in that timeframe the lender charges them an extra 1500 each month until home is sold to get money back.