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Results (10,000+)
Matthew Spiers Lending Help - First Time Homebuyer
20 September 2015 | 4 replies
You might be able to get a non-conforming loan with higher rate and down payment, but that would be dependent on your past employment and earning history.Upen Patel, Mortgage BankerFederal NMLS# 1374243
Connor Griffiths BC housing bubble
27 April 2019 | 19 replies
Sometimes you can look at stats all day, but common sense still needs to play a factor. 
Account Closed Sleep Poll: How much do you get?
4 October 2015 | 21 replies
I decided the shrink was right and I made some major changes in my life, including a divorce and - more recently - I parted ways with my employer.  
Denise Hogue Mortgage for a fourplex
21 September 2015 | 9 replies
Denise, that credit score will go a very long way from a bank's perspective so kudos to you for getting it up that high, FIS (Fair Isaac Score) is a lender's number 1 determination for a qualified candidate, after that your income and debt to income ratio, payment history, employment status, etc. will go into play.
Luke M. 48 unit seller willing to carry back 18%
21 September 2015 | 6 replies
Common areas of the buildings have been all updated 2014 seller bought in 2012 for very close to $2.1 and that is what he will sell them to me under contract. 
Juan Maldonado Need help, is this a good area in Toledo, Ohio?
21 September 2015 | 5 replies
Are there any other employers in this area?
Brandon Heath Does a W2 from your own corporation count?
22 September 2015 | 10 replies
Yes, you can use it, but you'll likely need 2 years of tax returns for your self-employed income for it to count (if you're trying to get a conventional loan).
Sarah Schlueter How to obtain funding for a potential flip
21 September 2015 | 4 replies
The FHA identifies the following benefits: Low cost -- FHA-insured loans have competitive interest rates because the federal government insures the loans for lenders.Smaller down payment -- FHA-insured loans have a low 3.5% down payment and the money can come from a family member, employer or charitable organization as a gift.Easier qualification -- Because FHA insures your mortgage, lenders may be more willing to give you loan terms that make it easier for you to qualify.Less than perfect credit -- You don't have to have perfect credit to get an FHA-insured mortgage.
Tony Velez 50% rule
2 January 2016 | 60 replies
It does not account for if a complex has owner paid utilities or some other high and less common general expense.I don't find it very useful at all to evaluate 50+ unit apartment buildings across the country as there are just too many variables.
Norman Whitley Need help with possible deal
24 September 2015 | 5 replies
I compiled a bunch of my resources in this BiggerPockets Blog Post I wrote on Investing out of state.It includes tool to use to check on employment, think through your goals, etc.