Down side, if you quit or move on from this job then your balance is due.

They, collectively, seem more healthy balance sheet wise than 10 years ago.

The one caveat is that you have to pay 1% of the balance every month but its really just a technicality because you couldn't draw the money right back out the next day if you need to.

I'm driving myself crazy going back and forth on choices and could definitely use some insight from folks with more knowledge and experience.Here are the numbers:2012 Purchase Price: $106,7502016 appraisal: $265,00030 year mortgage, $94,627 @ 3.75% (PITI $785.80/month of which $84.50 is PMI that will be gone in May)Remaining mortgage balance: $78,600Rent: $1250/monthI'd be supremely grateful for any thoughts anyone could offer, and I'm looking forward to the discussion!

Offer of lease to own post renovation, for renovated (3100 sq ft) single family with basement area plus (3) building lots on corner lot; monthly payments for 7 years: Year 1: $2100 x 12 = $25,200Year 2: $2200 x 12 = $26,400Year 3: $2300 x 12 = $27,600Year 4: $2400 x 12 = $28,800Year 5: $2400 x 12 = $28.800Year 6: $2400 x 12 = $28,800Year 7: $2400 x 12 = $28,800TOTAL:                     $194,400  (7 year projected monthly payment total)After 84 payments; refinance balance due: $164,000; potential sale: $358,000Lease to own family pays the above; their plan is to save $10k per year to give an additional $70k at 84th payment to lower the refinance of the house from $164K to $94K. 3.

Not super strong on corporate accounting features (balance sheet, accrual, AP), which I don't need anyways. 

My dad had invested in a couple of multifamily properties in the southeastern part of Massachusetts and was cash flowing pretty well, but between balancing a real estate portfolio and running his own construction business, most of his time was dedicated to his construction business.

Put something to the right of that window with the shutters to balance things out, a tall plant maybe if  you can.

You are basically treating yourself like a company and presenting them with your balance sheet. 

Could be a simple "I'll lend you $20k and you pay me back $25k in one year", or monthly interest payments and then the balance due in xx amount of time.