Typically the borrower and lender.

If not this, then perhaps as an assistant.

Brian H. thanks for letting me borrow your analysis for mine :)

With a brand new job, and no previous full-time history, will banks lend to us as co-borrowers?

If that occurs, I'd suggest a borrower to look elsewhere.For most of the upfront fee collectors there is very little transparency.

If it is your only income I do not see why you couldn't do that but talk to a CPA about that.Of course, you are right about keeping your personal separate from your business as much as possible.However, I do this funny thing of borrowing (as my LLC) from my self personally and charging my LLC interest to borrow!

if the land has really doubled in value, the lender would do better to take back the property sell himself...maybe that sounds like a hassle, but i know of a hardmoney lender who preys on borrowers and does better when they default...sell the whole property and it sounds like you made money...now, he may do some sort of a release, if you ask him and an attorney..just depends on how active he is in realestate, aware he is about the values and the opportunities, and how nice he is :)

There are loans out there for first time buyers, down payment assistance programs, etc.

Sam, your posting assisted me with some of the questions that I had.

If the language is present, then you will want to send some letters out citing the language and informing the borrower the payment is insufficient and illustrating how the partial payment was applied and essentially make a New demand on the new updated balance.