Regarding the lease, depends when you close. at this time of year I may have them float month to month till April or May and then do a 12 month lease, this puts you at lease renewal  in spring, a much better time to re rent vs winter. otherwise maybe give them a 3 month and then a 12 month again to get turn over in warmer weather. regarding payment if you self manage, there are tons of apps for this, just know as you scale you end up doing a lot of coaching. so by having a manager that has multiple ways to pay there is no reason a tenant doesnt pay unless they are flat out of money.  

The PMI with an FHA loan is a flat rate no matter what your credit score is. 

The roof is a flat bituminous one (original).

I even have a nice flat screen, Hulu and fast Wifi. 

The leveraged returns are quite outsized when compared to cash flow from flat markets like PA.

@Robin White I would get a topo survey with lot elevations, setbacks and the power line indicated on it, then pay a draftsman a minimal flat rate fee to give you some conceptual drawings of the home, elevations, and a site plan with everything on it, indicating where the power line is now.

Side is more common and provides more flat surface for tenant's bath stuff.Top is easier to keep clean/disinfect.

If you contact a commercial broker in the area you should be able to pay a flat fee for them to send you over a purchase and sale agreement. 

My investor charged a flat 10% fee for 6 months.

If you could raise all the rents to the $1,100 mark and then maybe the second year establish either a billback for water or charge a flat fee rate for water then how would the deal look?