The bank wants to know you have the ability to pay if renters stop paying. 

Couple questions, I spoke with the mortgage broker we’re planning to use for the new construction loan and he seemed pretty unfamiliar with this whole house hacking concept and the ability to put as little as 3.5% down on a house that will be our primary residence for a year.

Step 1 is to determine your long term "why" for yourself and your family.

We are confident in our marketing ability and small maintenance's.

Then, after fixing it up you get an appraiser out there to determine the properties new worth.

For me,  I've defined  3 metrics that I primarily use to determine if a property is a good deal.

Would this effect my ability to purchase the home as a residence?

How will this affect my ability to get a mortgage?

However I do so because of my ability to build out teams over there so that I can self manage.

Need to determine what to run through my LLC and what to run through my personal name.