If you use a PM on the STR/MTR the cash flow is competitive with LTR.  

I want the freedom to be able to retire anytime from now on.

Congratulations on deciding to get your license.

Seller would also only receive half of down payment at COE and other half after he leaves on Nov 12th.

I would focus on getting a job and not properties.If you were dead set on it, you could use a DSCR loan as your only option if the lender will approve it based on the property rentability.

Quote from @Robert Bell: As a private lender, we use reserve funds as a way to gage whether or not someone is financially ready to take on a real estate investment. 

Any guidance on this will be much appreciated.

Are you wholesaling actual "mobile" homes that are sitting on a lot owned by someone else or that needs to be moved after sale?

It seems like a great platform (they call the sellers and vet the leads for you, then transfer the call so that you can try to work on acquiring the property).

I’ll be there on the 4th!