So things that are showstoppers for me will be fine for other people.The 2 principals of DiversyFund Inc also ran a previous real-esate investment firm from DiversyFund.com called CCFG dba ("doing business as") DiversyFund.Per the Better Business Bureau on CCFG dba DiversyFund in 2017: "The company stands accused of secret profit or undisclosed compensation, use of false or Fictitious Business Names, failing to submit independent audit report, failing to file with the BRE the Quarterly Threshold Reports, failing to supervise the real estate activities of the company, inaccurate and incomplete trust fund records, inaccurate and incomplete recording of separate record for each beneficiary or transaction, and failing to maintain the monthly reconciliation of all the separate records or transactions to the balance of the record of all trust funds received and disbursed."

If they maintain the property and enforce the rules, it protects the value. if they don't, the value can drop dramatically.

Just FYI, Palmyra borough maintains the sewer/trash of $50/mo which get billed to the actual owner only, whereas gas/water/electric are set up in tenants name.  

I'm definitely aware of the hard money options, but the interest rate would be far too much to maintain for an owner occupied property.

I do recommend always consulting with a securities attorney to evaluate your situation and to provide appropriate guidance for maintaining compliance.

But if it's high with a lot of hips and valleys, spending more for a more durable, easier to maintain roof may be cheap(er) insurance against costly and difficult repairs in the future.

Generally though, I break it down into the "five pillars" of protecting your assets.The first pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments(maintain your property, etc) - these simple steps will help you prevent lawsuits before they even occur.

It starts to look ugly after about 4 inches if not maintained.

These units were well maintained and in great shape.

The owners were unable to maintain the property to a point of disrepair. so the terms of the split are mutually beneficial to everyone.