Our personal mortgage company doesn't do this, and my commercial mortgage company doesn't either.Should I just keep calling more lending institutions?

Institutional funds have used levels such as Series I and Series D and the like for years, but this particular structure was -- I believe -- introduced by Ashcroft just a few years ago.

I was a bit bummed when I found out as that's the institution that we always use for HELOCs.

The master plan is to keep the youth of the country in debt forever and pay interest to financial institutions.

Account Closed  As you have purchased it recently, it is good idea to the HELOC institution and share the appraisal report when you purchased it. 

I would rather just go with an institution for a loan but if PLs work for other people, that's great.  

If anyone knows of a bank, institution or CU that would consider my application in that area please send me a message.Thanks!

You can start your search on the AIA (American Institute of Architect) California website.

Another aspect, interfering with an insured banking institutions operations is another federal offense.

The guiding document is the PPM or Private Placement Memorandum which is supplied to the SEC for review.The team will use funds from friends and family to acquire the asset, possibly institutional capital and retail or individual investor money.