I met a girl on a boat in Ha Long Bay, Vietnam who happened to be from San Francisco but we didn’t know each other.

(2 more girls) So now we are in the process of moving into a home that properly accommodates the size of our growing family.

Market maybe "hot,hot"....to me people are " dumb,dumb " ....buying over asking price, waving appraisal , paying sometimes 30-40k over asking price....going into negative equity , buying at tip of the market...loool, better hold on to those babies for a decade at least, if not more - because to sell iit after just few years-- total loss....:)

Not coincidentally, my girlfriend lives in Dallas and has been instrumental in my success and supported me through what we thought would be a 3 week process but turned out to be a 9 month process - No, not a baby.

We're also welcoming our first baby in January so we have a pretty similar journey to you and your family. 

We also have other factors like the suburb baby boomers empty nesters are not selling and moving to more traditional retirement locations.

Real estate investing is like asking a girl to marry you.

(On the rare occasion I had time for a date the girl would insist on driving her vehicle.)

So pretty much you pay the guy/girl cash at the end, even if they brought you deal.  

Don't get me wrong- I have good contractors and all, but they're not the ones who get shafted if this baby doesn't stay humming.