I have 5 properties in Florida all with conventional mortgage under my name.

The issue now is that my accountant says I can't use any of those expenses he has the loan on because I wasn't legally named on mortgage or title.

There are just too many variables to consider.So, just make sure your calls are short and sweet: Get the high-level facts and then wrap it up!

We all understand you want to save on fees and have the lowest rate.

Speaking with a mortgage broker?

I really do try my best to be an awesome landlord, but it’s starting to not feel worth the time and energy.The house is at a 2% fixed rate so it’s hard to consider selling (at least right now), and getting the tenants out of the house would cost at least $5k per the Portland laws.

With no experience you may have a bigger interest rate but if you have good margins on the hose, you should be OK.

Once the mortgage is paid off (by the tenant through rent), your cash flow will increase or as they pay down the mortgage, if you sell it you have a nice chunk of change.

Here are the #s:Asking $129,0002 bed 1 bath 718sqftEverything has been updated15% Down - 9.5% Interest rate - 30 yrs amortization, no ballon Rents around $1000 - 5% Vacancy - $700 Taxes yr - $741 Insurance yr - 10% Property Management - 1.5% of rent for Maintenance and 5% of rent for capital expenditures. 

Is there partial fixes (ie. new roof, wind resistive windows and doors, etc.) that will accomplish what you want on reducing the rates.