Happy to jump on a call and get better acquainted to share my two cents.

Upgraded windows, landscape work and made two separate dwelling units.

I have STRs in two markets and one pending in a third - my favorite market is the Smoky Mountains in Tennessee (Sevierville/Pigeon Forge/Gatlinburg).  

If you can find an area that allows duplexes, you will greatly improve your numbers with two rents and not too much more building costs. 

@Paul Baldwin - I have found there are two ways to understand/learn something....find someone who already knows or teach/learn yourself...the later works, but just takes longer and often has room for more errors.There's no true cheat sheet until you have done enough projects in your specific area!

Most banks hire 3rd party asset management companies handle the sale, so if you call the bank they will just pass you off - that will be after being tossed around from department to department for two hours. 

Now you have a situation where you could have two insurance carriers fighting over who is going to pick up coverage. 

Not exactly.And anyone that tells you different is one of two things:… lying or stupid.

Now you have the liquidity for your 390k duplex and it will not deplete you and you will always be in the game.One of the keys to winning the game is to always be in the game.

@Sam Peterson,  I don't think the two approaches are mutually exclusive.