I am interested to receive feedback as to the best state for registering our business at the top-of-house level. 

So if a client is at the 37% rate a $10,000 study would only really cost $6,300, and that doesn't even include the state tax deduction if applicable. 

One thing to look at in detail is the advertised cap rate and advertised NOI.

They are most likely  going to be the better borrowers, with greater success rates on execution along with likely having access to better deal flow and thus the better collateral.

Like the car salesman/hustler who converts “ups” at a super high rate; or the guys hustling oil well participations over the phone.  

I am not familiar with the rates for GC services so wondering what advice any of you could give. 

Beyond the common terms of the loan: interest rate, overall term, down payment; commercial loans are almost always full recourse to the borrower.  

My wife is in college but works almost full time and I am a full time banker.

If the Minnesota market has duplexes or 2-4 multi-family units, this could be a great way to get started.If you already own a home, then I would say to do some research on the top places around the country to invest in and build a team and a network of experts in that area. 

for $40 it only gives a "rating" and no specifics.is there a service of reasonable cost that actually give me a credit report and details on results of background checks?